Mortlock (2003) . This section of Mortlock's (2003) article describes New Zealand's financial system. It is slightly dated in terms of the numbers and sizes of financial institutions but the key elements of the financial system are unchanged.
I managed to get it on this link:
http://www.rbnz.govt.nz/research_and_publications/reserve_bank_bulletin/2003/2003dec66_4mortlock.pdf
I will also save it as a PDF file in the online course in case anyone is still having problems.
It looks like the Reserve Bank has reorganised their website since I loaded the link to the Mortlock (2003) article. I have put the new link and a PDF copy of the article into the course so you should be able to access the article now. Sorry about that. I hope everything works now.